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Plain Par · Course Handicap Calculator

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Course Handicap Calculator

Course Handicap = Handicap Index × (Slope ÷ 113) + (Course Rating − Par), rounded to a whole number. Enter your index and the ratings for your tees to see your strokes for the day and which holes you get them on.

Defaults from 3 cited sources· Updated October 29, 2026

Course handicap calculator

Use a minus sign for a plus handicap.
On the scorecard or the tee sign.
55 to 155; 113 is average.
95% for individual stroke play.

Course Handicap

15 strokes

Before rounding
15.28
Playing Handicap (95%)
15

You get one stroke on each hole with stroke index 1 to 15 (the "Handicap" row on the scorecard).

How the Course Handicap formula works

Course Handicap = Handicap Index × (Slope Rating ÷ 113) + (Course Rating − Par)

The first part scales your index by how hard the tees are for a bogey golfer compared with a standard course (Slope 113). The second part adds the difference between the Course Rating, what a scratch golfer is expected to shoot, and par. Both ratings are printed on the scorecard and usually on a sign at the first tee, for every set of tees, often separately for men and women.

The same index on three sets of tees

TeesRating / Slope / ParCourse Handicap
Back73.6 / 137 / 7219
Middle71.2 / 128 / 7215
Forward68.9 / 118 / 7212

All three rows are for a golfer with a 14.2 Handicap Index (example ratings). Moving up two sets of tees takes away 7 strokes, because the course plays shorter and easier. That is the system working as intended: your expected net score stays about the same whichever tees you play.

Which holes you get strokes on

The scorecard's "Handicap" or stroke index row ranks the holes from 1 (where strokes are needed most) to 18. With a Playing Handicap of 15 you receive one stroke on the holes ranked 1 to 15. With 22 you get one stroke on every hole and a second on the holes ranked 1 to 4. Those strokes also set your maximum hole score for handicap posting: net double bogey is par + 2 + the strokes you get on that hole.

Plus handicaps

A plus handicap is entered as a negative number. A +2.0 index on tees rated 73.8 / 135, par 72, gives -0.59, a Course Handicap of +1: the player gives strokes back to the course and adds them to the gross score. In individual stroke play the 95% allowance gives a Playing Handicap of +1.

Frequently asked questions

How do you calculate a Course Handicap?

Course Handicap = Handicap Index × (Slope Rating ÷ 113) + (Course Rating − Par), rounded to the nearest whole number. A 14.2 index on tees rated 71.2 with a Slope of 128, par 72, gets 15.28, so 15 strokes.

What is the difference between Handicap Index and Course Handicap?

Your Handicap Index measures your ability on a course of standard difficulty and travels with you. Your Course Handicap is the number of strokes you get on a particular set of tees, so it changes from course to course and tee to tee.

What is a Playing Handicap?

Your Course Handicap after the handicap allowance for the format. In individual stroke play the recommended allowance is 95%, so a Course Handicap of 16 becomes a Playing Handicap of 15.

Why is my Course Handicap higher than my index?

Because the Slope Rating of your tees is above 113, the standard, and/or the Course Rating is above par. Harder tees give you more strokes.

This tool is part of our handicap guide, which also covers:

Sources

  1. Rules of Handicapping, Rule 6.1: Course Handicap Calculation, USGA. Used for: Course Handicap formula and rounding.
  2. Rules of Handicapping, Appendix C: Handicap Allowances, USGA. Used for: 95% allowance in individual stroke play.
  3. Rules of Handicapping, Rule 3.1: Maximum Hole Score for Handicap Purposes (net double bogey), USGA. Used for: net double bogey uses the strokes received on each hole.

Found a number that does not match its source? Send a correction.